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Baccarat Odds

By:, Tuesday June 3rd 2008
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Before you can understand the odds in Baccarat you will need to learn the different rules for the game.  Baccarat is a very strict game with little complication.  There are choices in which you can draw a third card in this two- card card game.  There are also only three, possibly four bets that you can wager.  In most casinos you have the banker, player, and tie bet.  On some tables you will even find a fourth bet on pairs.  Usually this is a side bet to make while you make one of the other three bets. 

In Baccarat when you look to how you should bet you need to look at the odds as well as the house edge.  The house edge is as follows:

  • Banker: 1.04 percent
  • Player: 1.24 percent
  • Tie: 14.36 percent

These values may change depending on the casino, as some offer a higher house edge for all three hands.  So let's look at the odds of winning depending on the bet you place.

For the banker hand you have a 50.68 percent chance of winning the bet.  This means you will side on the banker that their hand is going to have the higher two or three card total topping at 9.  The banker is going to charge a commission or tax of five percent to the winner, but there again you have a higher chance of winning when you bet on the banker hand.

For the player there is a 49.32 percent chance of winning.  While you can notice this is not a huge difference in odds by looking at the percentage, you should note that the banker wins three to four times more on average than any player.

The casino does realize that the player has more of a chance to win when they bet on the banker.  That is why they offer that commission to reset the odds in favor of you betting on the player.  The fact is you still have over all a loss average of 49.32 percent.

The tie bet is a little different. It is going to be extremely high odds against you as the player.  It also pays out 8 to 1.  You have if you place this bet a chance of losing at 84 percent approximately.  So during a strategy session you may decide that you bet on a tie once out of every hundred games.  The point is there are no patterns to the game play, and betting on the tie is a high risk in which you will probably never see the payout.

For Baccarat odds you are better off staying with the banker bet.  You have more of a chance to win, and even though you must pay a commission on the winnings that is small compared to the losses you could have betting elsewhere.

The pair bet is even worse on odds than the tie and should not be entered into lightly, even with a payout of 11 to 1.

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