UseMyBank Guide
Score: 8.00 / 10


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UseMyBank Review

UseMyBank is an online payment solution with offices located in Toronto. Part of its pitch is that it offers "freedom from the credit card," and free payments for buyers. One of the highlights of the UseMyBank system is that you will not have your credit card and/or other info shared with the merchants; you open an account with UseMyBank and you will have complete anonymity in all your transaction, while at the same time being able to pay for things as if you were using your credit card. But it is not a credit card process, instead working like a debit service. Read Full Review


What's Hot
  • Security is a major priority
  • Limited information required
  • Resembles debit card transaction
  • Instant deposits
Not Too Hot
  • Not a withdrawal method
  • No integration with U.S. financial institutions
  • English is the only supported language
  • Countries are limited

Full Review - UseMyBank (8.00)

This comes in handy when dealing with online casinos, because of the simplicity in the process. If you have the money in your bank account you can open things up through UseMyBank. It literally facilitates the company "using your bank" in order to make payments. It is not much more different making payments through UseMyBank than it is making payments online with your bank or debit card. For payment purposes, purchasers provide a valid e-mail address and telephone number to UseMyBank. The site pledges that they will not share the personal information of any account holder with any outside party.

It is free to activate an account with UseMyBank. It is also free to send funds. The fees are assessed to the merchants for purchases made through UseMyBank. And that fee is 1% to the seller. While the seller's information is registered and retained on hand by UseMyBank, such personal information on the part of the buyer, though a certain amount of it is required in the signup process for verification purposes, is not archived by the site.

Transactions are processed immediately, because they are, in effect, debits from the bank account. And unlike using a debit card, there is instant notification of the transaction going through. The authentication and payment processes are executed through the buyer's (i.e., your) financial institution. All funds are transferred through Canadian and U.S. direct deposit or wire transfer. English is the only language that is supported by UseMyBank. But funds can be exchanged for whatever currency the seller is using.

Please take note that UseMyBank is an online payment method; it is not a "two-way" method, however; while you can deposit funds with UseMyBank into a casino account, you can not withdraw them. That has to be done by way of a bank wire transfer or some other way which involves a financial institution.

UseMyBank institutes contests for its users, whether they be existing customers or new signups, to win prizes. This past summer, for example, they were giving away an LCD television.

Customer service is offered through two sources. There is an e-mail address to send inquiries to (support@usemybank.com). There are phone numbers customers can call to get service as well:

North America: 1-888-259-2265 or at 416-667-0700 ext: 1
United Kingdom of Great Britain and Northern Ireland: 0207 99 36877
China: (86) 0755-82903355
UseMyBank Information
Name UseMyBank
Website www.usemybank.com
U.S. Players No
Deposits Instant
Support Yes

Score
8.00 / 10
Overall Score 8.00
Ease of Use 8
Promptness 9
Mulitple Currencies 6
Security 9

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